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回来 to all mortgages

  Fixed-Rate 抵押贷款 Adjustable Rate 抵押贷款 First-Time 首页buyer Program FHA贷款 Jumbo 抵押贷款 Single-Close Construction Loan 土地贷款 VA贷款 美国农业部的贷款
  马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请
关键好处

Predictable payments

No interest-rate surprises

Lowest short-term rates

Initial lower monthly payments

Low down payment

No mortgage insurance

Low down payment

Government-backed
A Good Option If You

Want your rate and payments to stay same for life of loan

Plan to stay in your home for several years

Are comfortable with rate and payments fixed at first, then adjusting later

Don't plan to stay in the home long

Do not have a substantial down payment saved

Have not owned a house in the past three years

Do not have a substantial down payment saved

Have less than perfect credit or limited credit history
Available Loan Terms

购买 & 再融资:

5, 7, 10, 15, 20, and 30年

购买 & 再融资:

5/5 ARM 30 year and 7/6 ARM 30 year. Please call for information about other ARM products and terms.

15, 20, and 30 year fixed

5/5 ARM and 7/6 ARM

购买 & 再融资:

15 and 30年
Interest Rate As Low As

采购:7.000% for 15-Year Fixed

再融资: 7.250% for 15-Year Fixed

采购:7.750% for 3/6 ARM 30-Year

再融资:8.250% for 3/6 ARM 30-Year

7.625% for 15-Year Fixed

8.375% for 7/6 ARM 30-Year

购买:6.625% for 30-Year Fixed

再融资: 6.625% for 30-Year Fixed
APR As Low As

采购:7.067% for 15-Year Fixed3

再融资: 7.317% for 15-Year Fixed3

采购:8.244% for 3/6 ARM 30-Year4 

再融资:8.384% for 3/6 ARM 30-Year4 

7.686% for 15-Year Fixed5

8.415% for 7/6 ARM 30-Year4 

采购:7.388% for 30-Year Fixed6

再融资: 7.388% for 30-Year Fixed7
没有点 — — — —
No 抵押贷款 保险 (PMI) — — — — — —
首付 As low as 5% of purchase price As low as 10% of purchase price As low as 5% of purchase price 低至3.5% of purchase price Varies based on loan terms chosen As low as 10% of purchase price 20% or more of lot value $0 $0
贷款限制 — —

Up to $450,000

 — — — —
Special Feature — — — 回来ed by the Federal Housing Administration (FHA) — — — Guaranteed by the U.S. Department of Veterans Affairs (VA) Offered by the U.S. Department of Agriculture (USDA)
  马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请 马上申请
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  1. 1 Jumbo 抵押贷款 Details: Please contact a 抵押贷款 Loan Originator for rate information regarding Jumbo 抵押贷款. State-specific and Title 保险 fees may apply. All loans subject to application and credit approval. Terms and conditions subject to change. Other terms, conditions, and restrictions may apply.
  2. 2 Single-Close Construction Loan Details: Maximum Loan Amount of $1,000,000. All loans subject to credit approval and appraisal. 利率 and terms subject to change. This is not an offer to extend credit as defined by Section 1026.2 of Regulation Z.
  3. 3 Fixed 利率 effective as of May 1, 2024.Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.
  4. 4 Adjustable 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 75% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25% down payment, and loan amount of $300,000; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about ARM products with terms other than those listed.
  5. 5 First Time 首页buyer 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 95% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on purchase price of $350,000, FICO® score of 780 or greater, 5% or more down payment, and loan amount of $332,500; they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply. Please call for rate information about mortgage products with terms other than those listed.
  6. 6 FHA 抵押贷款 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率, and other factors, and may be higher than those displayed here. 利率, closing costs, and points may vary by property location, 贷款类型, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, and 3.5% or more down payment, and loan amount of $386,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
  7. 7 FHA 抵押贷款 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 96.5% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on a property value of $400,000, FICO® score of 780 or greater, and 3.5% or more equity, and loan amount of $386,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
  8. 8 VA 抵押贷款 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on purchase price and base loan amount of $400,000, FICO® score of 780 or greater, and 0% or more down payment; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
  9. 9 VA 抵押贷款 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 90% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率 and other factors, and may be higher than those displayed here. 利率, closing costs and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on property value of $400,000, FICO® score of 780 or greater, and 10% or more equity, and base loan amount of $360,000; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.
  10. 10 USDA 抵押贷款 利率 effective as of May 1, 2024. Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with credit scores 780 or greater and 100% Loan-to-Value (LTV) and are based on loans secured by property in the state of Indiana. The actual interest rates and APRs available to you may vary based on your credit score, 贷款与估值比率, and other factors, and may be higher than those displayed here. 利率, closing costs, and points may vary by property location, 贷款类型, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example Monthly 支付 based on purchase price and base loan amount of $400,000, FICO® score of 780 or greater, and 0% or more down payment; USDA guarantee fee is excluded, and they do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation may be higher. 利率 are subject to change without notice. Some restrictions may apply.